Why you need a plan for your retirement
You will have extra income to live comfortably after your retirement
The increase in life expectancy and unforeseen medical expenses make saving necessary
You have extra retirement income than that is guaranteed by the State
How does the plan work
Choose a plan that generates capital and contribute an amount on a regular basis
Depending on your choice, the invested amount varies according to your profile.
During your retirement, the invested amount is paid to you
Plans to secure retirement
Basic characteristics
Plan
Description
Capital Builder
– Offers insurance protection to the family in the event of loss of life due to an accident
– Suitable for individuals wishing to save on a regular basis in order to respond to future changes
– Ability to add the premium payment waiver benefit
Lifestart
– Offers insurance protection to the family in the event of loss of life due to an accident
– Low initial premium
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Investment Plan
– Offers insurance protection to the family against the risk of loss of life
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Linking to investment funds
YES
YES
YES
Basic coverage
In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term
In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
Age
Duration
Basic coverage
Lump sum
Lump sum
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to your needs
– Can be converted to a paid-up policy
– Can be reinstated
– Ability to withdraw/surrender investment units
– Supplementary benefits can be added or removed
– 10-year extension available
– Ability to add a single premium
– Ability to automatically increase the premium without charge
– Ability to modify the premium/sum insured according to the client’s current needs
– Supplementary benefits can be added or removed
– 10-year extension available
– Ability to add a single premium
– Can be reinstated
– Ability to withdraw/surrender investment units
– Can be converted to a paid-up policy
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s current needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available
Plan
Description
Capital Builder
– Offers insurance protection to the family in the event of loss of life due to an accident
– Suitable for individuals wishing to save on a regular basis in order to respond to future changes
– Ability to add the premium payment waiver benefit
Linking to investment funds
YES
Basic coverage
In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term
Age
Duration
Basic coverage
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to your needs
– Can be converted to a paid-up policy
– Can be reinstated
– Ability to withdraw/surrender investment units
– Supplementary benefits can be added or removed
– 10-year extension available
– Ability to add a single premium
Plan
Description
Lifestart
– Offers insurance protection to the family in the event of loss of life due to an accident
– Low initial premium
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Linking to investment funds
YES
Basic coverage
In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term
Age
Duration
Basic coverage
Lump sum
Policy modification options
– Ability to automatically increase the premium without charge
– Ability to modify the premium/sum insured according to the client’s current needs
– Supplementary benefits can be added or removed
– 10-year extension available
– Ability to add a single premium
– Can be reinstated
– Ability to withdraw/surrender investment units
– Can be converted to a paid-up policy
Plan
Description
Investment Plan
– Offers insurance protection to the family against the risk of loss of life
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Linking to investment funds
YES
Basic coverage
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
Age
Duration
Basic coverage
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s current needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available