Why you need a plan for your child's future
Whether you are a parent or grandparent, you always want the best for your children or grandchildren
The need to provide higher education may create financial pressure
Financial planning is necessary to secure your children’s future
How does the plan work
Choose a plan that generates capital and contribute an amount on a regular basis
Depending on your choice, the invested amount varies according to your profile.
In case of immediate need for money, a predetermined amount will be paid to you
Plans for children's future
Basic features
Plan
Description
Orizontas Student Plan
– Offers capital for educational purposes
– Features insurance protection in case of loss of life
– Ability to add supplementary benefits
Lifestart
– Offers insurance protection to the family against the risk of loss of life
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Linking to investment funds
YES
YES
Basic coverage
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
Age
Duration
Basic coverage
Lump sum
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s current needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available
Plan
Description
Orizontas Student Plan
– Offers capital for educational purposes
– Features insurance protection in case of loss of life
– Ability to add supplementary benefits
Linking to investment funds
YES
Basic coverage
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
Age
Duration
Basic coverage
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available
Plan
Description
Lifestart
– Offers insurance protection to the family against the risk of loss of life
– Ability to add benefits associated with disability
– Ability to add other supplementary benefits
Linking to investment funds
YES
Basic coverage
In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater
Age
Duration
Basic coverage
Lump sum
Policy modification options
– Changes are allowed
– Ability to modify the premium/sum insured according to the client’s current needs
– Ability to add a single premium
– Can be converted to a paid-up policy
– Ability to withdraw/surrender investment units
– Can be reinstated
– Supplementary benefits can be added or removed
– Ability to transfer a risk amount to and from another policy
– 10-year extension available